Full Forms for Banking and Other Exams

Here on this page, you will find All types of Important Full forms / abbreviations including Banking. As you all know, one or two questions are asked in competitive exams like SSC, SBI, RBI, IBPS etc. all bank exams and others.

This list is huge and is among the biggest collection and have most of the terms.

Candidates can also use ctrl+f on their keyboard to easily locate the words they are looking for.

Full Forms / abbreviations for IBPS RBI SBI etc. All Bank & Other Exams

Some of them have already been asked in Competitive exams. So candidates are advised to remember some/all of them if they can or at least some important ones according to them. The list is provided alphabetical so as to easily locate the words.

ADB - - Asian Development Bank
ADR - - American Depositary Receipt
AGM - Annual General Meeting
AIDWA - - All India Democratic Woman’s Association
AITUC - - All India Trade Union Congress
AMFI - - Association of Mutual Funds in India
AO - Additive Outliers
APEC - - Asia-Pacific Economic Cooperation
APL - - Above Poverty Line
APM - - Administered Pricing Mechanism
ARC - - Asset Reconstruction Company
ARDR - - Agricultural and Rural Debt Relief
ASBA - - Application Supported by Block Amount
ASEAN - - Association of South-East Asian Nations
ASEM - - Asia-Europe Meeting
ASSOCHAM - Associated Chambers of Commerce and Industry of India
ATM - Asynchronous Transfer Mode
ATM - Automated teller machine

BCBS - - Basel committee for Banking Supervision
BCSBI - - Banking Codes and Standards Board of India
BIFR - - Board of Industrial and Financial Reconstruction
BIS - Bank for International Settlements
BIS - - Bureau of Indian Standards
BOLT - - BSE On-Line Trading (System)
BOP - Balance of Payments
BOT - - Build, Operate and Transfer
BPL - - Below Poverty Line
BPO - - Business Process Outsourcing
BSCS - Basel Committee on Banking Supervision
BSE - Bombay Stock Exchange
BSR - Basic Statistical Returns

CA - - Chartered Accountant
CABE - - Central Advisory Board of Education
CACP - - Commission of Agriculture Cost and Price
CAD - Capital Account Deficit
CAG - Controller and Auditor General of India
CAMELS - - C - Capital adequacy, A - Asset quality, M - Management quality, E – Earnings, L – Liquidity, S - Sensitivity to Market Risk
CAPART - - Council for People’s Action and Advancement of Rural Technology
CAR - - Capital adequacy ratio
CARE - - Credit Analysis & Research Ltd.
CBS - - Core banking solution
CC - Cash Credit
CCI - - Competition Commission of India
CCIL - - Clearing Corporation of India limited
CD - Certificate of Deposit
CDSL - - Central Securities Depository Limited
CECA - - Comprehensive Economic Cooperation Agreement
CEPA - - Comprehensive Economic Partnership Agreement
CFRA - Combined Finance and Revenue Accounts
CHOGM - - Commonwealth Heads of Government Meeting
CIBIL - - Credit Information Bureau (India) Ltd
CII - - Confederation of Indian Industry
CIS - - Commonwealth of Independent States
CITES - - Convention on International Trade in Endangered Species
CITU - - Centre Of Indian Trade Unions
CMP - - Common Minimum Program
CO - Capital Outlay
CP - Commercial Paper
CPI - Consumer Price Index
CPI (AL) - - Consumer Price Index for Agricultural Labors.
CPI (IW) - - Consumer Price Index for Industrial Workers
CPI (RL) - - Consumer Price Index for Rural Labourers
CPI (UNME) - - The Consumer Price Index for Urban Non-Manual Employees.
CR - Capital Receipts
CRAR - Capital to Risk Weighted Asset Ratio
CRISIL - - Credit Rating Information Services of India Limited
CRR - - Cash Reserve Ratio
CSIR - - Council of Scientific and Industrial Research
CST - - Central Sales Tax
CTT - - Commodities Transaction Tax

DA - - Dearness Allowance; Daily Allowance
DAP - Development Action Plan
DBOD - Department of Banking Operations and Development
DBS Bank Lt - The Development Bank of Singapore Limited.
DCA - Department of Company Affairs- (Now known as Ministry of Companies Affairs- MCA)
DCM - Department of Currency Management
DD - Demand Draft
DDS - Data Dissemination Standards
DICGC - Deposit Insurance and Credit Guarantee Corporation of India
DMA - Departmentalized Ministries Account
DMIC - - Delhi-Mumbai Industrial Corridor
DPEP - - District Primary Education Program

ECA - - Essential Commodity Act
ECB - - External Commercial Borrowings
ECS - Electronic Clearing Service
EDUSAT - - Education Satellite
EEE - - Exempt Exempt Exempt
EEFC Accounts - - Exchange Earners Foreign Currency Account
EET - - Exempt Exempt Taxation
EFA - - Education for All
EFT - - Electronic fund transfer
EGOM - - Empowered Group of Ministers
EMI - - Equated Monthly Installment
EMS - - European Monetary System
EPF - Employees Provident Fund
EPFO - - Employees Provident Fund Organization
ERNET - - Educational and Research Network
ESA - - European Space Agency
ESCAP - - Economic and Social Commission for Asia and Pacify
ESMA - - Essential Services Maintenance Act
ESOP - - Employee Stock Option Program
EU - - European Union
EXIM - Export Import Bank of India

FAO - - Food and Agriculture Organization
FCCB - - Foreign Currency Convertible Bond
FCNR - - Foreign Currency (Non-Resident) Accounts Scheme
FCNR(B) - Foreign Currency Non-Repatriable(Banks)
FCNR(B) - Foreign Currency Non-resident (Banks)
FDI - - Foreign Direct Investment
FEMA - - Foreign Exchange Management Act
FERA - - Foreign Exchange Regulations Act
FICCI - Federation of Indian Chambers of Commerce and Industry
FII - - Foreign Institutional Investors
FIMMDA - Fixed Income Money Market and Derivatives Association of India
FIPB - - Foreign Investment Promotion Board (Of India)
FMCG - - Fast Moving Consumer Goods
FPO - - Follow on Public Offer
FRBM - - Fiscal Responsibility And Budget Management
FSSA - - Food Safety And Standards Authority (Of India)
FTA - - Free Trade Area

GATT - - General Agreement On Tariffs And Trade
GCC - - Gulf Cooperation Council
GDP - Gross Domestic Product
GDR - - Global Depositary Receipt
GEF - - Global Environment Fund
GIC - - General Insurance Corporation
GNP - - Gross National Product
GOI - Government of India
GST - - Goods and Service Tax

HDFC - - Housing Development Finance Corporation Limited
HDI - - Human Development Index
HSBC - - Hong Kong and Shanghai Banking Corporation Limited
HUDCO - Housing & Urban Development Corporation
HUDCO - - Housing And Urban Development Corporation

IAAI - - International Airport Authority Of India
IAAS - - Indian Audit and Accounts Service
IADF - - International Agricultural Development Fund
IAEA - - International Atomic Energy Agency
IASB - - The International Accounting Standards Board
IBRD - International Bank for Reconstruction and Development
ICAI - - Institute of Chartered Accountants of India
ICAR - - Indian Council of Agricultural Research
ICCW - - Indian Council for Child Welfare
ICDS - - Integrated Child Development Service
ICICI - - Industrial Credit and Investment Corporation of India
ICMR - - Indian Council of Medical Research
ICOR - - Incremental capital output ratio
ICRA - - Investment information and Credit Rating Agency
ICRC - - International Committee of Red Cross
IDA - - International Development Association
IDBI - - Industrial Development Bank of India
IDR - - Indian Depository Receipts
IES - - Indian Economic Service
IEX - - Indian Energy Exchange
IFAD - International Fund for Agricultural Development
IFC - International Finance Corporation
IFRS - - International Financial Reporting Standard
IFSC - Indian Financial System Code
IFSC - - Indian financial system code
IFTU - - International Federation of Trade Unions
IFWJ - - Indian Federation of Working Journalists
IIP - - The Index of Industrial Production
IIPA - - Indian Institute of Public Administration
IISS - - International Institute of Strategic Studies
ILO - - International Labor Organization
IMF - - International Monetary Fund
IMO - - International Maritime Organization
IMRB - - Indian Market Research Bureau
INMARSAT - - International Maritime Satellite Organization
INR - Indian Rupee
INTERPOL - - International Police Organization
INTUC - - Indian National Trade Union Congress
IOC - - International Olympic Committee
IP - Interest Payment
IPCC - - Intergovernmental Panel on Climate Change
IPEC - - International Program on Elimination Of Child Labor
IPO - - Initial public offer
IPR - - Intellectual Property Right
IRDA - Insurance Regulatory Developement Authority
IREP - - Integrated Rural Energy Planning
ISO - - International Standardization Organization
ISS - - International Space Station
ITDC - - Indian Tourism Development Corporation
ITO - - International Trade Organization; Income-Tax Officer
ITU - - International Tele-Communication Union

JNNURM - - Jawaharlal Nehru National Urban Renewal Mission

KPO - - Knowledge Process Outsourcing
KVIC - Khadi & Village Industries Corporation
KYC - - Know your customer

LAMPS - Large-sized Adivasi Multipurpose Societies
LDC - - Least Developed Countries
LIBOR - - London Inter Bank Offer Rate
LIC - - Life Insurance Corporation (Of India)
LLP - - Limited Liability Partnership

MA - Moving Average
MAIT - - Manufacturers’ Association for Information Technology
MAT - - Minimum Alternative Tax
MCA - Ministry of Company Affairs
MCAP - - Market capitalization / Mid cap
MDG - - Millennium development goals
MEP - - Minimum Export Pric
MFA - - Multi-Fiber Agreement
MFI - - Micro finance institution
MFIN - - Micro finance institution network
MFN - - Most Favored Nation
MGNREGA - - Mahatma Gandhi National Rural Employment Guarantee Act
MIBOR - - Mumbai Interbank offer rate
MICR - Magnetic ink character recognition
MIN - - Mutual fund identification no.
MIS - Marketing Intelligence System
MNC - - Multi-National Corporation
MRP - Maximum Retail Price
MRTPC - - Monopolies and Restrictive Trade Practices Commission
MRTS - - Mass Rapid Transit System
MSME - - Micro Small and Medium Enterprises
MSP - - Minimum support price
MT - Mail Transfer
MTO - - Multilateral Trade Organization

NABARD - National Bank for Agriculture and Rural Development
NAEP - - National Adult Education Program
NAFED - - National Agricultural Cooperative Marketing Federation of India Ltd
NAFTA - - North America Free Trade Agreement
NAM - - Non-Aligned Movement
NAMA - - Non-Agriculture Market Access
NASDAQ - - National Association of Securities Dealers Automated Quotation
NASSCOM - National Association of Software and Services Companies
NATO - - North Atlantic Treaty Organization
NAV - - Net Asset Value
NBFC - - Non Banking Finance Companies
NCAER - - National Council Of Applied Economic Research
NCERT - - National Council Of Education Research And Training
NCPCR - - National Commission for Protection of Child Rights
NDC - - National Development Council
NEFT - - National Electronic Fund Transfer
NEGP - - National E-Governance Plan
NEP - - National Education Policy
NFO - - New Fund Offers
NGO - Non-Governmental Organization
NHAI - - National Highways Authority of India
NHDP - - National Highways Development Project
NHRC - - National Human Rights Commission
NIC - National Industrial Classification
NIFT - - National Institute of Fashion Technology
NIO - - National Institute of Oceanography
NLMA - - National Literacy Mission Authority
NMDC - - National Mineral Development Corporation
NNP - - Net National Production
NOHFC - non-operative financial holding company
NPA - - Non Performing Asset
NPR - - National Population Register
NRI - Non-Resident Indian
NSC - National Statistical Commission
NSDL - - National Securities Depository Limited
NSE - National Stock Exchange
NSSO - - National Sample Survey Organization
NTPC - - National Thermal Power Corporation

OD - Over Draft
ODA - - Official Development Assistance
OECD - - Organization of Economic Co-Operation and Development
OGL - - Open General License
OIC - - Organization of Islamic Countries
OIL - - Oil India Limited
OLTAS - OnLine Tax Accounting System
OMCS - - Oil Marketing Companies
ONGC - - Oil And Natural Gas Commission
OPEC - - Organization Of Petroleum Exporting Countries
OSCE - - Organization For Security And Cooperation In Europe

PAC - - Public Accounts Committee
PACS - Primary Agriculture Credit Societies
PAN - - Permanent Account Number (Of Income-Tax)
PATA - - Pacific-Asia Travel Association
PCI - - Per capita income
PD - Primary Deficit
PDO - Public Debt Office
PDS - - Public Distribution System
PIL - - Public Interest Litigation
PIO - - Persons Of Indian Origin
PN - - Participatory Note
PNB - Punjab National Bank.
PO - Principal Office
POP - - Point Of Purchase
PPF - - Public Provident Fund
PPP - - Public private partnership / Purchasing power parity
PSE - Public Sector Enterprises
PTA - - Preferential Trade Area
PURA - - Providing urban amenities in rural areas

QIB - - Qualified Institutional Buyer
QIP - - Qualified Institutional Placement
QR - - Quantitative Restriction

RBI - - Reserve Bank Of India
RDBMS - Relational Database Management System
RE - Revenue Expenditure
REC - Rural Electrification Corporation
RIDF - - Rural infrastructure development fund
RMB - Renminbi (Chinese)
RR - Revenue Receipts
RRB - Regional Rural Bank
RRPI - - Rural Retail Price Index
RSETI - Rural Self Employment Training Institute
RTGS - Real Time Gross Settlement

SAARC - - South Asian Association for Regional Co-Operation
SAFTA - - South Asian Free Trade Area
SAIL - - Steel Authority of India Limited
SAM - Social Accounting Matrix
SAPTA - - SAARC Preferential Trading Agreement
SARFAESI ACT - - The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002
SBI - State Bank of India.
SC - Schedule Caste
SCO - - Shanghai Cooperation Organization
SCOPE - - Standing Conference On Public Enterprises
SDF - shipping declaration form
SDR - - Special Drawing Rights
SEBI - Securities and Exchange Board of India
SEWA - - Self employed woman’s association
SEZ - - Special Economic Zone
SFC - State Financial Corporation
SGL - Subsidiary General Ledger
SIDBI - - Small Industries Development Bank of India
SLR - - Statutory Liquidity Ratio
SSI - Small-Scale Industries
ST - Schedule Tribe
STDR - Special Term Deposit Receipt
STT - - Securities Transaction Tax
SWIFT - - Society for Worldwide Financial Telecommunications,

TC - Temporary Change
TDS - - Tax Deduction at Source
TIFR - - Tata Institute Of Fundamental Research
TIN - - Tax Information Network
TINXSYS - - Tax Information Exchange System
TISCO - - Tata Iron and Steel Company
TPDS - - Targeted Public Distribution System
TRAI - - Telecom Regulatory Authority Of India
TRIMS - - Trade Related Investment Measures
TRIPS - - Trade Related Intellectual Property Rights
TRYSEM - - Training Of Rural Youth For Self Employment
TT - Telegraphic Transfer

UCO - United Commercial Bank.
UN - - United Nations
UNCTAD - - United Nations Conference On Trade And Development
UNDP - - United Nations Development Program
UNEF - - United Nations Emergency Force
UNEP - - United Nations Environment Program
UNESCO - - United Nations Educational, Scientific And Cultural Organization
UNFCCC - - United nation framework convention on climate change
UNFPO - - United Nations Fund For Population Activities
UNHCR - - United Nations High Commissioner For Refugees
UNHRC - - United Nations Human Rights Commission
UNICEF - - United Nations International Children’s (Emergency) Fund
UNIDO - - United Nations Industrial Development Organization
UNRRA - - United Nations Relief And Rehabilitation Administration
US - United States
USD - US Dollars
USE - United Stock Exchange

VAT - - Value-Added Tax
VC - Venture Capital
VDIS - - Voluntary Disclosure Of Income Scheme
VRS - - Voluntary Retirement Scheme

WEF - - World Economic Forum
WFP - - World Food Program
WHO - - World Health Organization
WIPO - - World Intellectual Property Organization

All full forms - Important for competitive exams including banking
A -

A.C- Alternating Current
A.D- Anno Domin
A.G- Accountant General
A.I.C.C- All India Congress Committee
A.I.R- All India Radio
A.I.T.U.C- All India Trade Union Congress
a.m- Ante meridien
A.R.P- Air Raid Precaution
ABM - - Anti Ballistic Missiles
ABVP - - Akhil Bharatiya Vidyarthi Parishad
AC - - Alternating Current; Ashoka Chakra
ACU - - Asian Currency Union
AD - - anno Domini; in the year of Lord Christ
ADB - - Asian Development Bank
ADC - - Aide-de-Camp; Access Deficit Charge
ADF - - Asian Development Fund
ADIDAS- All Day I Dream AboutSports
ADS - - Air Defence Ship
AG - - Accountant General; Adjutant General
AI - - Air India
AIDS - - Acquired Immune Deficiency Syndrome
AIIMS - - All India Institute of Medical Sciences
AIR - - All India Radio; Annual Information Report
AITUC - - All India Trade Union Congress
AJT - - Advanced Jet Trainer
ALH - - Advanced Light Helicopter
AM - - ante meridiem; before noon
AMC - - Army Medical Corps; Asset Management Companies
AME - - Associate Member of the Institute of Engineers
AMW- Asian Motor Works
and Cultural Organisation
and Service Companies
APC - - Agricultural Prices Commission
APEC - - Asia-Pacific Economic Cooperation
APJ Abdul Kalam- Avul Pakir Jainulabdeen Abdul Kalam
APPLE - - Ariane Passenger Payload Experiment
APPU - - Asian Pacific Postal Union
ARC - - Asset Reconstruction Company
ARDR - - Agricultural and Rural Debt Relief
ASAT - - Anti-Satellite weapon
ASC - - Army Service Corps
ASCI - - Advanced Strategic Computing Initiative
ASCII - - American Standard Code for Information
ASEAN - - Association of South-East Asian Nations
ASEM - - Asia-Europe Meeting
ASIMO - - Advanced Step in Innovative Mobility
ASLV - - Augmented Satellite Launch Vehicle
ASMA - - Antarctica Specially Managed Area
ASSOCHAM - - Associated Chambers of Commerce and Industry
AT&T- American telegraphic and Telephone Co. Ltd.
ATA - - Air Time Authority; Allen Telescope Array
ATC - - Air Traffic Controller
ATM - - Automatic Teller Machine
ATR - - Action Taken Report
ATV - - Automatic Transfer Vehicle
AUDI-Auto Union Deutschland Ingolstadt
AUM - - Assets Under Management
AVC - - Army Veterinary Corps
AVM - - Additional Volatility Margin
AWACS - - Airborne Warning and Control System

B.A- Bachelor of Arts
B.B.C- British Broadcasting Corporation
B.C- Before Christ
B.C.G- Bacillus Calmette Guerin
B.Ed.- Bachelor of Education
B.S.F- Boarder Security Force
BARC - - Bhabha Atomic Research Centre
BBC - - British Broadcasting Corporation
BBC-British Broadcasting Corporation
BC - - Before Christ; Board of Control; British Columbia; Battery Commander
BCG - - Bacillus Calmette Guerin—Anti-Tuberculosis Vaccine
BICP - - Bureau of Industrial Costs and Prices
BIFR - - Board of Industrial and Financial Reconstruction
BIOS - - Basic Input Output System
BKU - - Bharatiya Kisan Union
BMD - - Ballistic Missile Defence System
BMW- Baverian Motor Works
BOLT - - BSE On-Line Trading (System)
BOSS - - Bharat Operating System Solutions
BPO - - Business Process Outsourcing
BPR - - Bottom Pressure Records
BRO - - Border Road Organisation
BSE - - Bombay Stock Exchange
BSF - - Border Security Force
BSNL - - Bharat Sanchar Nigam Ltd

C & AG - - Comptroller & Auditor General
C.B.I- Central Bureau of Investigation
C.C.I- Cricket Club of India
C.I..D- Criminal Investigation Department
C.I.T.U- Centre of Indian Trade Union
C/o- Care of
CA - - Chartered Accountant
CABE - - Central Advisory Board of Education
CAIR - - Centre for Artificial Intelligence and Robotics
CAPART - - Council for People’s Action and Advancement of Rural Technology
CAPES - - Computer-Aided Paperless Examination System
CAS - - Chief of Army Staff; Chief of Air Staff; Conditional Access System
CAT- Common Admissiom Test
CB - - Citizen Band (Radio)
CBFC - - Central Board of Film Certification
CBI - - Central Bureau of Investigation
CCPA - - Cabinet Committee on Political Affairs
CD - - Conference on Disarmament
C-DAC - - The Centre for Development of Advanced Computing
CDMA - - Code Division Multiple Access
CECA - - Comprehensive Economic Cooperation Agreement
CERN - - European Organisation for Nuclear Research (Pronounced CERN in French)
CFC - - Chlorofluro Carbon
CFS - - Container Freight Station
Children's Fund')
CHOGM - - Commonwealth Heads of Government Meeting
CIA - - Central Intelligence Agency (of U.S.A.)
CIBIL - - Credit Information Bureau (India) Ltd
CIC - - Chief Information Commissioner
CID - - Criminal Investigation Department
cif - - cost, insurance and freight
C-in-C - - Commander-in-Chief
CIS - - Commonwealth of Independent States
CISF - - Central Industrial Security Force
CITES - - Convention on International Trade in Endangered Species
CITU - - Centre of Indian Trade Unions
CLASS - - Computer Literacy and Studies in Schools
CLAWS - - Centre for Land Warfare Studies
CM - - Command Module; Chief Minister
CMP - - Common Minimum Programme
CMYK- Cyan Magenta Yellow Kinda(Black)
CNG - - Compressed Natural Gas
CNN - - Cable News Network
CNN-IBN- Cable News Network-Indian Broadcasting Network
CNS - - Chief of the Naval Staff
CO - - Commanding Officer
COD - - Central Ordnance Depot; Cash on Delivery
CPCB - - Central Pollution Control Board
CPI - - Communist Party of India
CPI(M) - - Communist Party of India (Marxists)
CPU - - Central Processing Unit
CR - - Central Railway
CRAC - - Cyber Regulation Advisory Council
CRDi - - Common Rail Direct injection
CRISIL - - Credit Rating Information Services of India Limited
CRM - - Customer Relationship Management
CRPF - - Central Reserve Police Force
CRR - - Cash Reserve Ratio
CSIR - - Council of Scientific and Industrial Research
CTBT - - Comprehensive Test Ban Treaty
CTT - - Commodities Transaction Tax
CVRDE - - Combat Vehicles Research and Development Establishment

D.A- Dearness Allowance
D.C- Direct Current
D.D.T- Dichloro Diphenyl Trichloro-Ethane
D.I.R- Defence of India Rules Esq- Esquire
D.L.O- Dead Letter Office
D.P.I- Director of public Instruction
DA - - Dearness Allowance; Daily Allowance
DAVP - - Directorate of Advertising and Visual Publicity
DC - - Deputy Commissioner; Direct Current in Electricity
DDT - - Dichloro-Diphenyl Trichloro-ethane (disinfectant)
DIN - - Director Information Number
DM - - District Magistrate; Deputy Minister
DMIC - - Delhi-Mumbai Industrial Corridor
DMK - - Dravida Munnetra Kazhagam (a regional political party of Tamil Nadu)
DNA- Deoxy-ribo Nucleic Acid
DO - - Demi-official (letter)
Doctor)
DOD - - Department of Ocean Development
DPEP - - District Primary Education Programme
DPI - - Director of Public Instruction
DRAM - - Dynamic Random Access Memory
DRDO - - Defence Research and Development Organisation
DRES - - Department of Renewable Energy Sources
DST - - Daylight Saving Time
DTH - - Direct to Home (broadcasting)

E & O E- Errors And Omissions Excepted
E & OE - - Errors and Omissions Excepted
E.G- Exempli Gratia
e.g. - - exempli gratia; for example
ECG - - Electro Cardio-gram
ECS - - Electronic Clearing Service
ECT - - Electro-convulsant Therapy (electric shock treatment)
EDUSAT - - Education Satellite
EEG - - Electro-encephalography
EET - - Exempt Exempt Taxation
EFA - - Education for All
EFF - - Extended Fund Facility
EHTP - - Electronic Hardware Technology Parks
ELISA - - Enzyme Linked Immuno Solvent Assay (used for testing AIDS)
Emergency Fund (now, 'United Nations
EMI- Equated Monthly Instalments
EMI - - Equated Monthly Instalment
EMS - - European Monetary System
EMU - - Electric-Multiple Unit; Extra-vehicular Mobility Unit; (European) Economic and Monetary Union
EPROM - - Erasable Programmable Read Only Memory
ER - - Eastern Railway
ERM - - Exchange Rate Mechanism
ERNET - - Educational and Research Network
ESA - - European Space Agency
ESCAP - - Economic and Social Commission for Asia and the Pacific
ESMA - - Essential Services Maintenance Act
ESOP - - Employee Stock Option Programme
Etc- Et Cetera
etc. - - et cetera (and other things)
ethylin Trinitrate)
EU - - European Union
EVM - - Electronic Voting Machine

F.A.O- Food and Agriculture Organization
F.B.I- Federal Bureau of Investigation
F.O.R- Free On Rail
F.R.C.S-Fellow Of Royal Collage of Surgeons
FAO - - Food and Agriculture Organisation
FBI - - Federal Bureau of Investigation (of the U.S.A.)
FCNR - - Foreign Currency (non-resident) Accounts Scheme
FDR - - Flight Data Recorder; Fixed Deposit Receipt
FEMA - - Foreign Exchange Management Act
FERA - - Foreign Exchange Regulations Act
FICCI - - Federation of Indian Chambers of Commerce and Industry
FII - - Foreign Institutional Investors
FIPB - - Foreign Investment Promotion Board (of India)
FLAG - - Fibre Optic Link Around the Globe
FM - - Field Marshal; Frequency Modulated
FPSB - - Financial Planning Standards Boards (India)
FRBM - - Fiscal Responsibility and Budget Management
FSSA - - Food Safety and Standards Authority (of India)
FTA - - Free Trade Area
FTP - - File Transfer Protocol

G.K-General Knowledge
G.M.T-Greenwich Mean Time
G.P.F-General Post Office
GAGAN - - GPS-aided Geo-augmented Navigation
GAIL - - Gas Authority of India Limited
GAIN - - Global Alliance for Improved Nutrition
GATS - - General Agreement on Trade in Services
GATT - - General Agreement on Tariffs and Trade
GCA - - General Currency Area
GCC - - Gulf Cooperation Council
GCM - - Greatest Common Measure
GEF - - Global Environment Fund
GHQ - - General Headquarters
GIC - - General Insurance Corporation
GIST - - Graphics and Intelligence-based Script Technology
GMPS - - Global Mobile Personal Communications System
GMRT - - Giant Meterwave Radio Telescope
GMT - - Greenwich Mean Time
GNP - - Gross National Product
GNSS - - Global Navigation Satellite System
GOC - - General Officer Commanding
GOOGLE- Global Organization Of Oriented Group Language of Earth
GPO - - General Post Office
GPRS - - General Packet Radio System
GPS - - Global Positioning System
GSLV - - Geosynchronous Satellite Launch Vehicle
GSP - - Generalised Special Preferences
GST - - Goods and Service Tax
GSTP - - Global System of Trade Preferences
H
H.H-His Or Highness
H.M.T-Hindustan Machine Tools
H.P-Horse Power
HAWS - - High Altitude Warfare School
HCF - - Highest Common Factor
HDFC- Housing Development Finance Corporation
HDI - - Human Development Index
HDTV - - High Definition Television
HE - - His (or Her) Excellency; His (or Her) Eminence; High Explosive; Horizontal Equivalent
HITS - - Headend In The Sky
HMMWV - - High Mobility Multipurpose-Wheeled Vehicle
HMS - - Hybrid Mail Service
HP - - Himachal Pradesh; Horizontal Plane; Horse Power
HTML - - Hyper Text Markup Language
HTTP - - Hypetext Transfer Protocol
HUDCO - - Housing and Urban Development Corporation
HVDC - - High Voltage Direct Current

I.A.F-Indian Air Force
I.A.S-Indian Administrative Association
I.A-Intermediate In Arts
i.e- id est (that is)
I.F.A-Indian Football Association
I.N.A-Indian National Army
I.N.T.U.C-Indian National Trade Union Congress
I.O.U-I Owe You I.e-Id est,That is
I.P.S-Indian Police Service
I.S.T-Indian Standard Time
IAAI - - International Airport Authority of India
IAAS - - Indian Audit and Accounts Service
IADF - - International Agricultural Development Fund
IAEA - - International Atomic Energy Agency
IAF - - Indian Air Force
IAMC - - Indian Army Medical Corps
IAS - - Indian Administrative Service
IATA - - International Air Transport Association
IATT - - Inland Air Travel Tax
IBEX - - Interstellar Boundary Explorer Mission
Ibid-Ibidem
IBRD - - International Bank for Reconstruction and Development
ICANN - - Internet Corporation for Assigned Names and Numbers
ICAO - - International Civil Aviation Organisation
ICAR - - Indian Council of Agricultural Research
ICCR - - Indian Council of Cultural Relations
ICCW - - Indian Council for Child Welfare
ICDS - - Integrated Child Development Service
ICICI- Industrial Credit and Investment Corporation of India
ICJ - - International Court of Justice (with Headquarters at the Hague)
ICL - - Indian Cricket League
ICMR - - Indian Council of Medical Research
ICPA - - Indian Cricket Players’ Association
ICRC - - International Committee of the Red Cross
IDA - - International Development Association
IDBI - - Industrial Development Bank of India
IDSA - - Institute of Defence Studies and Analysis
IEA - - International Energy Agency
IES - - Indian Economic Service
IEX - - Indian Energy Exchange
IFRS - - International Financial Reporting Standard
IFS - - Indian Foreign Service; Indian Forest Service
IFTU - - International Federation of Trade Unions
IFWJ - - Indian Federation of Working Journalists
IGNOU - - Indira Gandhi National Open University
IIPA - - Indian Institute of Public Administration
IISS - - International Institute of Strategic Studies
IIT - - Indian Institutes of Technology
ILO - - International Labour Organisation
IMA - - Indian Military Academy
IMET - - International Military Education Training Programme
IMF - - International Monetary Fund
IMO - - International Maritime Organisation
IN - - Indian Navy; Intelligent Network
INA - - Indian National Army
INK - - International Newspaper Kiosks
INMARSAT - - International Maritime Satellite Organisation
INMAS - - Institute of Nuclear Medicines and Allied Sciences
INS - - Indian Naval Ship; Indian Newspaper Society
INSAS - - Indian Small Arms System
INSAT - - Indian National Satellite
INTEL- Integrated Electronics
INTERPOL - - International Police Organisation
INTUC - - Indian National Trade Union Congress
IOC - - International Olympic Committee
IP - - Indian Police
IPC - - Indian Penal Code
IPCC - - Intergovernmental Panel on Climate Change
IPEC - - International Programme on Elimination of Child Labour
IPI- International Press Institute
IPR - - Intellectual Property Right
IPS - - Indian Police Service; Indian Postal Service
IPTV - - Internet Protocol Television
IPU - - Inter-Parliamentary Union
IQ - - Intelligence Quotient
IR - - Infra-red
IRA - - Insurance Regulatory Authority
IRBM - - Intermediate Range Ballistic Missile
IREP - - Integrated Rural Energy Planning
IRS - - Indian Remote Sensing Satellite; Indian Revenue Service
ISAF - - International Stabilization and Assistance Force (in Afghanistan)
ISC - - Inter-State Council
ISCON- International Society for Krishna Consciousness
ISCS - - Integrated Smart Card System
ISD - - International Subscriber Dialled (telephone)
ISH - - Information Super Highway
ISI- Indian Standard Institute
ISKCON - - International Society for Krishna Consciousness
ISO - - International Standardisation Organisation
ISP - - Internet Service Provider
ISRO - - Indian Space Research Organisation
ISS - - International Space Station
IST - - Indian Standard Time
ISTRAC - - ISRO Telemetry, Tracking and Command Network
ITDC - - Indian Tourism Development Corporation
ITO - - International Trade Organisation; Income-tax Officer
ITU - - International Tele-communication Union
IUC - - Interconnect User Charge

JCO - - Junior Commissioned Officer
JNNURM - - Jawahar Lal Nehru National Urban Renewal Mission
JPC - - Joint Parliamentary Committee
JPEG - - Joint Photographic Experts Group
JWG - - Joint Working Group

Kg - - Kilogramme
KG - - Kindergarten
KPO - - Knowledge Process Outsourcing

L.B.W-Leg Before Wicket Ltd-Limited
L.M.G-Light Machine Gun
L.M.P-Licentiate in the practice of Medicine
LAC - - Line of Actual Control
LASER- Light Amplification by Stimulated Emission of Radiation
LCA - - Light Combat Aircraft
LDC - - Least Developed Countries
LHC - - Large Hadron Collider
LIC - - Life Insurance Corporation (of India)
LL.B-Bachelor Of law
LLP - - Limited Liability Partnership
LML- Lohia Machines Limited
LOAC - - Line of Actual Control
Lt,Lient-Lieutenant
LTA - - Light Transport Aircraft
LTTE - - Liberation Tigers of Tamil Eelam

M.A-Master of Arts
M.B.B.S-Bachelor of Medicine & Bachelor of Surgery
M.C.C- Marylebone Cricket Club
M.E.D-Master of Education
M.I.S.A-Maintenance of Internal Security Act
M.L.A-Member of Legislative Assembly
M.L.C-Member of Legislative
M.P.H-Mile Per Hour
M.P-Member of Parliament
MAT - - Minimum Alternative Tax
MBBS - - Bachelor of Medicine and Bachelor of Surgery
MCF - - Master Control Facility
MDH(Massala)- Mahashian Di Hatti
MEP - - Minimum Export Price
MER - - Mars Exploration Rover
MES - - Military Engineering Service
Messrs-Messieurs
METSAT - - Meteorological Satellite
MFA - - Multi-Fibre Agreement
MFN - - Most Favoured Nation
ministration
MIP - - Moon Impact Probe
MMS - - Multimedia Messaging Service
MMTC - - Minerals and Metals Trading Corporation of India
MNC - - Multi-national Corporation
MNIC - - Multi-purpose National Identity Card
MODEM - - Modulator-Demodulator
MPEG- Motion Picture Experts Groups
MRF- Madras Rubber Factory
MRI - - Magnetic Resonance Imaging
MRTPC - - Monopolies and Restrictive Trade Practices Commission
MRTS - - Mass Rapid Transit System
MSA - - Maritime Safety Agency
MSCF - - Maritime Security Cooperation Framework
Mss - - Manuscript
MTCR - - Missile Technology Control Regime
MTO - - Multilateral Trade Organisation
MUNO - - Maha Vir Chakra
MVC - - Maha Vir Chakra
N
N.B-Note Bene ,Note Well
N.C.C-National Cadet Corps
N.D.F-National Defence Fund
N.E.F.A-North East Frontier Agency
N.S.S-National Service Scheme
NAA - - National Airport Authority
NAAC- National Assessment and Accreditation Council
NABARD - - National Bank for Agriculture and Rural Development. (It helps rural development by providing re-finance facility).
NABARD National Bank for Agriculture and
NACIL - - National Aviation Company of India Ltd
NADA - - National Anti-Doping Agency
NAEP - - National Adult Education Programme
NAFTA - - North America Free Trade Agreement
NAG - - National Air Guard
NALCO National Aluminium Company Ltd.
NAM - - Non-aligned Movement
NAMA - - Non-Agriculture Market Access
NASA - - National Aeronautics and Space Administration (of the U.S.A.)
NASDAQ - - National Association of Securities Dealers Automated Quotation
NASSCOM National Association of Software
NATA - - Natural Aptitude Test for Architecture
NATO - - North Atlantic Treaty Organisation
NAV - - Net Asset Value
NB - - Nota bene; note well, or take notice
NCA - - Nuclear Command Authority
NCC - - National Cadet Corps
NCEP - - National Committee on Environmental Planning
NCERT - - National Council of Education Research and Training
NCR - - National Capital Region
NDA - - National Defence Academy; National Democratic Alliance
NDA National Defence Academy
NDNC - - National Do Not Call (Registry)
NDPS - - Narcotic Drugs & Psychotropic Substances
NDRF - - National Disaster Response Force
NDTL - - National Dope Testing Laboratory
NEDB - - North-Eastern Development Bank
NeGP - - National e-governance Plan
NEP - - National Education Policy
NEPA - - National Environment Protection Authority
NFO - - New Fund Offers
NHDP - - National Highways Development Project
NHRC - - National Human Rights Commission
NIC - - National Integration Council
NIFT - - National Institute of Fashion Technology
NIO - - National Institute of Oceanography
NIS - - National Institute of Sports
NIT - - National Institute of Technology
NLMA - - National Literacy Mission Authority
NMD - - Nuclear Missile Defence
NMDC - - National Mineral Development Corporation
NPL - - National Physical Laboratory
NPR - - National Population Register
NPT - - (Nuclear) Non-Proliferation Treaty
NRBI - - National Rural Bank of India
NREGA - - National Rural Employment Guarantee Act
NREP - - National Rural Employment Programme
NRF - - National Renewal Fund
NRI - - Non-Resident Indian
NRR - - National Reproduction Rate
NRSA - - National Remote Sensing Agency
NSA - - National Security Act
NSC - - National Service Corps; National Security Council
NSDL - - National Securities Depository Limited
NSE - - National Stock Exchange
NSR - - National Skills Registry
NTPC - - National Thermal Power Corporation
NWDA - - National Water Development Agency
NWRC - - National Water Resources Council

O.K-All Correct
OAS - - Organisation of American States
OAU - - Organisation of African Unity
OBC - Other Backward Classes
OBU - - Offshore Banking Unit
ODA - - Official Development Assistance
ODF - - Open Document Format
ODS - - Ozone Depletion Substances
OECD - - Organisation of Economic Co-operation and Development
OGL - - Open General Licence
OIC - - Organisation of Islamic Countries
OIGS - - On India Government Service
OIL - - Oil India Limited
OM - - Order of Merit
ONGC - - Oil and Natural Gas Commission
OPEC - - Organisation of Petroleum Exporting Countries
OSCE - - Organisation for Security and Cooperation in Europe
OSD - - Officer on Special Duty
OXML - - Open Extended Marking Language

P.M-Prime Minister
P.M.G-Post Master General
P.O.W-Prisoner of war
P.T.I-Physical Training
P.T.O-Please Turn Over
P.W.D-Public Works Deparment
PAC - - Political Affairs Committee; Public Accounts Committee
PACER - - Programme for Acceleration of Commercial Energy Research
PAN - - Permanent Account Number (of Income-Tax)
PAN Permanent Account Number
PATA - - Pacific-Asia Travel Association
PCS - - Public Civil Service; Punjab Civil Service
Ph.D. Doctor of Philosophy
PIB - - Press Information Bureau
Pin Code - - Postal Index Number Code
PIN Postal Index Number
PIN Postal Index Number
PIO - - Persons of Indian Origin
PLF - - Plant Load Factor
PM - - Post Meridiem; after-noon; also Postmaster; Prime Minister; post-mortem (after death)
PMG - - Postmaster General
PN - - Participatory Note
PO - - Post Office; Postal Order: Probationary Officer
POPs - - Persistent Organic Pollutants; Point of Purchase
POTA - - Prevention of Terrorism Act
POW - - Prisoner of War
PP - - Public Prosecutor; Particular Person
PRO - - Public Relations Officer
PS - - Post Scriptum; Post Script; written after
PSC - - Public Service Commission
PSE - - Public Sector Enterprises
PSLV - - Polar Satellite Launch Vehicle
PTA - - Preferential Trade Area
PTI - - Press Trust of India
PTO - - Please Turn Over; Privilege Ticket Order
PUFA - - Poly Unsaturated Fatty Acids
PVC - - Param Vir Chakra
PVSM - - Param Vishisht Sewa Medal
PWD - - Public Works Department

QMG - - Quarter Master General
QR - - Quantitative Restriction

R&D Research and Development
R.S.S- Rashtriya Swayam Sevak Sangh
R.S.V.P-Repondez S,ll Vous Plait
RADAR Radio Detecting and Ranging
RAF - - Rapid Action Force
RAM - - Random Access Memory
RAW Research & Analysis Wing
RBI - - Reserve Bank of India
RBI Reserve Bank of India
RCC - - Reinforced Concrete Cement
RDF - - Rapid Development Force
RDS - - Radio Data Servicing
RDSS - - Radio Determination Satellite Service
RDX Research Department Explosive (Cyclotrim-ethylin Trinitrate)
REACH - - Rehabilitate, Educate and Support Street Children
Research and Training
RISC - Reduced instruction-set computing
RLO - - Returned Letter Office
RLV - - Reusable Launch Vehicle
RNA : Ribonucleic acid
ROM : Read Only Memory
RPM - - Revolution Per Minute
RPO - - Recruitment Process Outsourcing; Regional Passport Officer
RRB - - Regional Rural Bank
RRPI - - Rural Retail Price Index
RSS - - Rashtriya Swyamsevak Sangh
RSVP - - Repondez s’il vous plait (Fr.) reply, if you please
RTGS - - Real Time Gross Settlement System
RTI -Right to Information

S.B.I-State Bank of India
S.C-Supreme Court ,Schedule Caste
S.D.I- Strategic Defence Initiative
S.E.A.T.O-South East Asia treaty Organization
S.T-Scheduled Tribe
SAARC - - South Asian Association for Regional Co-operation
SAFTA - - South Asian Free Trade Area
SAIL - - Steel Authority of India Limited
SAPTA - - SAARC Preferential Trading Agreement
SARS - - Severe Acute Respiratory Syndrome
SATNAV - - Satellite Navigation (Initiative)
SAVE - - SAARC Audio Visual Exchange
SC - - Security Council; Supreme Court; Scheduled Caste
SCI - - Shipping Corporation of India
SCO - - Shanghai Cooperation Organisation
SCOPE - - Standing Conference on Public Enterprises
SCSI -Small Computer Systems Interface
SDO - - Sub-Divisional Officer
SDR - - Special Drawing Rights (created by the World Bank)
SEBI - - Securities and Exchange Board of India
SEZ -Special Economic Zone
SFC - - Strategic Forces Command
SGPC - - Shiromani Gurdwara Prabandhak Committee
SIDBI - - Small Industries Development Bank of India
SIM -Subscriber Information Module
SIT - - Special Investigation Team
SITE - - Satellite Instructional Television Experiment
SLR - - Statutory Liquidity Ratio
SLV -Satellite Launch Vehicle
SMS - - Short Messaging Service; Subscriber Management System
SMTP- Simple Mail Transfer Protocol
SOS - - Save Our Souls—distress signal
SPG - - Special Protection Group
SPIN - - Software Process Improvement Networks
SPV - - Solar Photo Voltaic
SQUID - - Super-conducting Quantum Interference Device
SRE - - Space Capsule Recovery Experiment
SRV - - Submarine Rescue Vessel
SSN - - Social Security Number
STARS - - Satellite Tracking and Ranging Station
START - - Strategic Arms Reduction Talks
STEP - - Science and Technology Entrepreneurship Park
STT - - Securities Transaction Tax
SWAN - - State-wide Area Network
SWIFT - - Society for Worldwide Financial Telecommunications

T.A-Traveling Allowance
T.B-Tuberculosis
T.E.L.E.X-Tele Printer Exchange
T.M.O-Telegraphic Money
T.T.E-Traveling Ticket Examiner
T.V-Television
TA - - Travelling Allowance; Territorial Army
TAAI - - Travel Agents Association of India
TACDE - - Tactics and Air Combat Development Establishment
TADA - - Terrorist and Disruptive Activities (Prevention) Act
TAPS - - Tarapur Atomic Power Station
TB - - Tuberculosis
TCP -Transfer Call Protocol
TDC - - Transport Development Council
TDS - - Tax Deduction at Source
TDSAT - - Telecom Dispute Settlement Appellate Tribunal
TELCO Tata Engineering and Locomotive Company
TERLS - - Thumba Equatorial Rocket Launching Station
TFT -Thin-Film Transistor
TIFR - - Tata Institute of Fundamental Research
TIN - - Tax Information Network
TINXSYS - - Tax Information Exchange System
TISCO - - Tata Iron and Steel Company
TMC - - Terrain Mapping Camera
TMO - - Telegraphic Money Order
TNT - - Tri-nitro-toluene (high explosive)
TOEFL- Test of English as a Foreign Language
TPP - - 20-Point Programme
TRAI - - Telecom Regulatory Authority of India
Transmission Control Protocol
Transmitted Diseases
TRIMs - - Trade Related Investment Measures
TRIPS - - Trade Related Intellectual Property Rights
TRP - - Television Rating Points; Tax Return Preparer
TRYSEM - - Training of Rural Youth for Self Employment
TTE - - Travelling Ticket Examiner
TTF - - Tourism Task Force
TVS- T.V Sundaram(Co-Founder)

U.G.C-University Grants Commission
U.N.D.P- United nations Development Programme
U.N.O-United Nations Organization
UAE - - United Arab Emirates
UAV - - Unmanned Aerial Vehicle
UF - - United Front
UFO - - Unidentified Flying Object
UK-United Kingdom
ULFA - - United Liberation Front of Assam
UN - - United Nations
UNCTAD - - United Nations Conference on Trade and Development
UNEF - - United Nations Emergency Force
UNEP - - United Nations Environment Programme
UNESCO - - United Nations Educational, Scientific and Cultural Organisation
UNFPO - - United Nations Fund for Population Activities
UNHCR - - United Nations High Commissioner for Refugees
UNI - - United News of India
UNICEF-United Nation International Children’s Emergency Fund
UNIDO - - United Nations Industrial Development Organisation
UNRRA - - United Nations Relief and Rehabilitation Administration
UNTAC - - United Nations Transitional Authority for Cambodia
UNU -United Nations University
UPA - - United Progressive Alliance
UPSC - - Union Public Service Commission
UPTN - - Universal Personal Telephone Number
URL -Uniform Resource Locator
USA - - United States of America
USIS - - United States Information Service
USSR-Union of Soviet Socialist Republic

V.I.P-Very Important Person
V.P.P-Value Payable Post
VAT - - Value-added Tax
VC - - Vice-Chancellor; Vice Counsel; Victoria Cross; Vir Chakra
VCR- Video Cassette Recorder
VDIS - - Voluntary Disclosure of Income Scheme
VHRR - - Very High Resolution Radiometer
VIRUS- Vital Information Resources Under Siege
VLSI - - Very Large Scale Integration
VOIP - - Voice Over Internet Protocol
Vol-Volume
VPN - - Virtual Private Network
VPP - - Value Payable Post
VRML -Virtual Reality Modelling Language
VRS - - Voluntary Retirement Scheme
VSAT - - Very Small Aperture Terminals
VSSC -Vikram Sarabhai Space Centre

W.H.O-World Health Organization
W.M.O-World Meteorological Organization
WADA - - World Anti-Doping Agency
WAP - - Wireless Application Protocol
WAVE - - Wireless Access for Virtual Enterprise
WDF - - Wasteland Development Force
WEF - - World Economic Forum
WFP - - World Food Programme
WFTU - - World Federation of Trade Unions
WGIG - - Working Group on Internet Governance
WIPO - - World Intellectual Property Organisation
WIPRO- Western Indian Products
WLL - - Wireless in Local Loop
WMD - - Weapons of Mass Destruction
WR - - Western Railway
WTO - - World Trade Organisation (previously called GATT); also World Tourism Organisation
WWF -World Wildlife Fund
WWW -World Wide Web

XML -Extensible Mark-up Language

YMCA - - Young Men’s Christian Association
YWCA - - Young Women’s Christian Association
Z.A.P.U-Zimbabwe Africa Peoples Union
Z.P.Z - Zero Population Growth
Z.S-Zoological Society
ZIP: Zone Improvement Plan

From above, You can check All Important Full Forms to remember for banking and other competitive exams like SSC, IBPS, SBI, Railway, PSC, Board etc.